North Kingstown Police Department 8166 Post Road North Kingstown, RI 02852 Phone: 401-294-3316 or Fax: 401-294-6830

WHAT TO DO IF YOU BECOME A VICTIM OF IDENTITY CRIME AND FRAUD

1. CONTACT THE THREE MAJOR CREDIT BUREAUS to place a fraud alert and “victim statement” on your credit report.  Order a copy of your report from each bureau and review for any inaccuracies.

EQUIFAX To order your report call:                 (800) 685-1111 or online               www.equifax.com	EXPERIAN To order your report call:               (888) 397-3742 or o line www.experian.com	TRANS UNION To order your report call: (800) 888-4213 or online www.transunion.com
To report Fraud call: (800) 525-6285 P.O. Box 740241 Atlanta, GA 30374-0241	To report Fraud call: (888) 397-3742 P.O Box 9532 Allen, TX 75013	To report Fraud call: (800) 680-7289 P.O. Box 6790 Fullerton, CA 92634-6790

2. REVIEW YOUR CREDIT REPORTS and close any accounts you believe have been tampered with or opened fraudulently.  Continue to review your credit reports every six months.

3. CHANGE P.I.N. (Personal Identification Number) and passwords on existing accounts.

4. CONTEST ALL FRAUDULENT ACCOUNTSwith affected financial institution and/or business; in writing and follow up by sending them the Federal Trade Commission’s Identify Theft Affidavit. (found on the FTC’s website @ www.consumer.gov/idtheft )

5. FILE POLICE REPORTand get a copy.  The police report should identify all fraudulent activity.

6. CONTACT THE FEDERAL TRADE COMMISSION at (877) IDTHEFT, or on line @ www.consumer.gov/idtheft.  They will enter your complaint information into the national Identity Theft database and provide victim assistance and consumer education materials.  Their website will also provide additional information about your rights as a victim and further explain all of the steps you will need to take to repair your good name.

7. Contact Social Security Administration Office at(800) 269-0721 to establish credit or new accounts

REPAIRING YOUR CREDIT MAY BE A TIME CONSUMING AND FRUSTRATING UNDERTAKING

KEEP A DETAILED LOG OF EVERY STEP YOU TAKE

THESE RECORDS WILL BE USEFUL AS YOU CONTEST ANY FRAUDULENT ACTIVITY AND FOR A LAW ENFORCEMENT INVESTIGTION.